Connect Credit Union works hard to provide a solution for all your lending needs. With our No Credit Check Loan program, you can apply to be prequalified for a personal loan of up to $1200*. To qualify for a No Credit Check Loan, you must meet the following requirements:
- Be a member of Connect Credit Union for at least ONE (1) year
- Be employed with your current employer for at least TWO (2) years
- All your Connect Credit Union Accounts are in good standing:
- Your accounts currently have a positive balance
- Your loans are paid current
- You have an established relationship with Connect Credit Union that includes AT LEAST ONE (1) of the following:
- Payroll Deduction of at least $65 to your Connect CU account
- Direct Deposit from your current employer to Connect CU
- Paying as agreed or have paid as agreed on loan balances of at least $5,000 or more within the last 24 months with Connect CU
- Your current No Credit Check Loan is paid in full
If you feel that you meet the above requirements and have the $40 NON-REFUNDABLE application fee available in your account, you may apply for a No Credit Check Loan online.
*The No Credit Check Loan is a progressive loan program that allows members to borrow higher loan amounts and establish credit history through short term loans. The initial loan amount is $800 and progresses to higher loan amounts of $1000 and $1200. Once a No Credit Check Loan is paid in full, a member may apply for another No Credit Check Loan. A member may only have one (1) No Credit Check Loan at a time. Members must make at least five (5) months of payments as agreed in order to qualify for a higher loan amount and loan amounts are granted in progression ($800, $1000, $1200.)
