CHECKING
At Connect Credit Union, we understand our members have diverse financial goals and we offer unique solutions to meet your individual situation. Our Connect Checking and E-Checking accounts offer features and benefits to help you manage your money effectively.
Our Connect checking accounts are packed with the valuable benefits and services listed below for a nominal monthly checking Account Security Fee of $2.75. This fee will be automatically waived as a reward for members who maintain a minimum combined deposit and/or loan balance** of $10,000 in the prior month.
ACCESS
- Accepted at millions of locations worldwide
- VISA Debit Card Alerts
- Safer than carrying cash
- Shop online, at stores or over the phone
- Access money for free at over 1,000 Presto ATMs
- Quickly get cash back at participating merchants using your PIN
- 5 free Presto ATM withdrawals for all Checking accountholders. (Qualified accounts receive up to 15 free Presto ATM withdrawals)
- View balances, transfer funds and set email and text alerts
- Free Online Bill Pay
- eStatements
- Deposit checks
- Remote control your Cards
- Move Money in BP- Pay anyone, anywhere
Checks and ACH transactions
Shared Branching
Mobile Deposit App
PROTECTION
Debit Card with EMV Chip protection
- 24/7 debit card monitoring for unusual activity and debit card fraud
- Protects you from unauthorized purchases with VISA’s Zero Liability policy
- Automatically enrolled in VISA 3D Secure for secure online transactions at 3D Secure merchant websites
- Option to enroll online for VISA Debit Card text alerts
- Option to enroll in Connect CU Online banking for text and email alerts
Identity Theft Protection for you and certain family members
An entitlement to enroll in Credit Report Monitoring
CONNECT CHECKING
Our Connect Checking is the simple way to manage your finances and includes the following benefits:
- No minimum balance requirements
- A $2.75 Account Security Fee applies
- Access to online banking & bill payment
- Paperless E-Statements
- Variety of unique check designs
- Online check copies
- VISA Debit Card
- Identity Theft Protection for you and certain family members
- An entitlement to enroll in Credit Report Monitoring
CONNECT ECHECKING
For our members who manage your account(s) virtually by:
- Utilizing online banking
- Receiving E-Statements
- Making purchases using your VISA debit card*
- Having at least one (1) direct deposit post to your savings or checking account for a minimum of $250 during the dividend period*
You will have access to all the benefits of our Connect Checking AND earn higher dividends with your eChecking account.
You can open a new eChecking account online, or to convert your existing Checking account to eChecking, please contact us.
OVERDRAFT PROTECTION
Your Connect Checking or E-checking Account is protected from occasional overdrafts with up to 3 FREE overdraft transfers per month for checks and electronic debit (ACH) transactions. One free overdraft transfer is also available each month for debit card transactions.
IDENTITY THEFT PROTECTION
Both checking options are eligible for our enhanced security program. As an account holder, you are entitled to free credit monitoring which alerts you when changes occur or inquiries are made on your credit.
In addition, you and members of your household will have access to a fully-managed identity fraud resolution program. Should you or a member of your household believe that you may be a victim of identity fraud, we will connect you with a fraud specialist who will review your situation and assist you in reaching a resolution.
Learn More About Identity Theft Resources.
*Terms and conditions apply, ask your Connect CU representative for more details.
**Average Daily Deposit Balances and account loan balances which are attached to your Connect Credit Union membership. Available credit lines on Connect Credit Union MasterCard Credit Cards & HELOC’s do not apply.
