Connect Credit Union Skip-A-Pay
Life does not always go according to plan. Unexpected expenses, seasonal costs, or temporary financial challenges can make it harder to manage monthly payments.
Connect Credit Union’s Skip-A-Pay program gives eligible members the option to skip a loan payment when they need extra financial breathing room.
It is a simple way to stay on track without added stress.
Tap into your home’s equity with a Home Equity Line of Credit (HELOC) from Connect Credit Union and enjoy competitive rates, flexible terms, and personalized local service.
A HELOC gives you access to funds when you need them, helping you manage major expenses with confidence and control.
Connect Credit Union offers Skip-A-Pay options for eligible members across Florida, including Fort Lauderdale, Miami, Stuart, Broward County, Miami-Dade County, and Martin County.
Keep
Funds For
Essentials
Short Term
Payment
Relief
Temporary
Financial
Flexibility
How Skip-A-Pay Can Help
Skip-A-Pay may help when you are facing:
- Unexpected medical expenses
- Vehicle repairs
- Holiday or seasonal costs
- Home maintenance needs
- Temporary income changes
- Emergency expenses
It gives you time to regroup financially while keeping your loan in good standing.
Important Program Details
Before requesting Skip-A-Pay, it is important to understand how it works.
- Skipped payments are added to the end of your loan
- Interest may continue to accrue during the skipped month
- Your loan maturity date may be extended
- Fees may apply, depending on program terms
- Credit reporting may be affected if eligibility rules are not followed
A loan specialist can review the full impact with you before approval.
How to Request Skip-A-Pay
Requesting Skip-A-Pay is simple.
- Confirm your loan eligibility
Submit a request online
Receive confirmation from our team
- Enjoy temporary payment relief
Our staff is happy to review your options and answer any questions.
Quick
And Easy
Request
Reduce
Monthly
Stress
More
Control
Over Budget
Eligible Loans and Requirements
Skip-A-Pay is available on select loans for qualified members.
Eligibility requirements may include:
- Loan must be in good standing
- No recent late payments
- Minimum payment history requirement
- Active Connect Credit Union account
- No delinquent accounts
Not all loans qualify. Mortgage, HELOC, and credit card accounts are typically excluded.
Eligibility is subject to program guidelines.
Frequently Asked Questions
Eligibility varies by loan and payment history. Loans opened within the last six months are not eligible for a Skip-A-Pay offer. The loan must be current and in good standing, cannot have had previous modifications granted, and cannot have had a Skip-A-Pay granted in the last six months.
Auto Loans
Checking
Credit Cards
Personal Loans
Mortgages
Skip-A-Pay is subject to eligibility and program guidelines. Not all loans qualify. Skipped payments may result in additional interest and extended loan terms. Fees may apply. Membership required. Terms and conditions apply.